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Back to news » Bulgarians are…

Back to news »

Bulgarians are increasingly taking both mortgage and consumer loans

Bulgarians have taken loans in the amount of more than 20 billion leva. This is the latest data from the European Central Bank.

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According to economists, the explanation is that, on the one hand, the economic situation in the country is improving, but on the other hand, there is an alarming trend – more and more housing is bought without their own savings.

https://hata.com.gh/283-farmland-for-rent

Magdalena Dobreva is looking for a two-room apartment of about 80 sq. m. She is relying on a mortgage from a bank and some savings. She says she plans to repay the loan over about 30 years and will pay about $700 a month.
It will take a non-personal loan to finance the purchase because she knows it’s more expensive. Economists, however, say this is an increasingly https://hata.com.gh/283-farmland-for-rent common practice.

"It happens when income allows, but it’s dangerous because it doesn’t mean it won’t," says My Money economist Desislava Nikolova.

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The analysis shows that last year the average size of a mortgage loan increased and amounted to about $600. And although the interest rate has been deferred, economists say it will become a reality within another year.
Real estate prices are rising at a slower pace, industry representatives say. Last year they grew by an average of

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